Arisan

Arisan. This is an activity is very common in Indonesia among ladies. In simple description about Arisan is gathering money from member of group, and then every member of the group has chance to win the whole money in certain time. I mean the gathering time can be in monthly basis, which this is the common period.
There is no interest applied in Arisan. The amount of money that needs to submit per member is vary, if the members of the group are rich, then it can be higher.
I have also join Arisan, which conducted in my neighborhood. I am in 2 kind of Arisan, and I need to submit the money in monthly basis. The member who will win the money is based on Kocokan's result. Kocokan is a tool to decide who will win the money. So, all member names are written in a small piece of paper, and then roll it, and put all into a clear plastic bottle or similar. Later, shake the bottle…the paper that comes out, then the name on it is the winner :)
So if you are lucky then you can the money in the 1st row, but if not, then you need to be ready for being the last.
The total money you'll get, is the same with total of member that join the group x the money submitted in Arisan. Like this, if the member of Arisan is 10 persons, and every persons submitted IDR 100,000 - you will get IDR 1,000,000.
The period of Arisan same as total member of the group, like the above explanation then it will be in 10 months if the winner is one member with @IDR 1,000,000. But, it can be reduced to 5 months, if the winner is two persons and each members get @IDR 500,000
Hmmm…I hope my explanation is clear…hohoho…